:root {
  --blue: #183b54;
  --blue-hover: #0f2b3f;
  --mid-blue: #2f6a8a;
  --aqua: #5ce0d5;
  --aqua-hover: #46d1c5;
  --aqua-light: #b3f0e8;
  --light-blue: #e3f6f4;
  --gray-bg: #f4f7f8;
  --text: #0d1b26;
  --gray: #56636d;
  --border: #dbe5ea;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: 'Figtree', Arial, sans-serif;
  font-size: 17px;
  line-height: 1.55;
  color: var(--text);
  background: #fff;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

h1, h2, h3, h4 {
  margin: 0;
  font-weight: 700;
  letter-spacing: -0.025em;
  line-height: 1.1;
}

p {
  margin: 0;
}

.container {
  max-width: 1192px;
  margin: 0 auto;
  padding: 0 20px;
}

.bg-gray {
  background: var(--gray-bg);
}

.section {
  padding: 110px 0;
}

.section-title {
  font-size: 64px;
  text-align: center;
}

.section-sub {
  text-align: center;
  color: var(--gray);
  font-size: 18px;
  margin-top: 24px;
}

.btn {
  display: inline-block;
  background: var(--blue);
  color: #fff;
  border: 0;
  border-radius: 50px;
  padding: 14px 40px;
  font-family: inherit;
  font-size: 16px;
  font-weight: 600;
  cursor: pointer;
  transition: background 0.2s;
}

.btn:hover {
  background: var(--blue-hover);
}

.btn-white {
  background: #fff;
  color: var(--blue);
}

.btn-white:hover {
  background: var(--light-blue);
}

.text-center {
  text-align: center;
}


/* header */

.header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: #fff;
}

.navbar {
  display: flex;
  align-items: center;
  height: 70px;
  padding: 0 40px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-right: 30px;
  white-space: nowrap;
}

/* two overlapping squares, same idea as the footer mark */
.logo-icon {
  position: relative;
  width: 34px;
  height: 34px;
  flex-shrink: 0;
}

.logo-icon i {
  position: absolute;
  width: 22px;
  height: 22px;
  border-radius: 6px;
}

.logo-icon i:first-child {
  top: 0;
  left: 0;
  background: var(--aqua);
}

.logo-icon i:last-child {
  right: 0;
  bottom: 0;
  background: var(--blue);
}

.logo-text {
  font-size: 25px;
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 0.9;
  color: var(--blue);
}

.logo-text small {
  display: block;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gray);
  margin-top: 4px;
}



.menu {
  display: flex;
  align-items: center;
  gap: 22px;
}

.menu > li {
  position: relative;
}

.menu > li > a {
  font-size: 15px;
  color: #33414c;
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 24px 0;
}

.menu > li > a:hover {
  color: var(--blue);
}

.menu > li > a .caret {
  transition: transform 0.2s;
}

.has-sub:hover > a .caret {
  transform: rotate(180deg);
}

/* dropdowns */
.submenu {
  position: absolute;
  top: 100%;
  left: 50%;
  width: 520px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 22px;
  padding: 12px;
  box-shadow: 0 24px 50px rgba(15, 40, 60, 0.14);
  opacity: 0;
  visibility: hidden;
  transform: translate(-50%, 10px);
  transition: opacity 0.2s, transform 0.2s, visibility 0.2s;
}

.submenu::before {
  content: "";
  position: absolute;
  top: -7px;
  left: 50%;
  width: 12px;
  height: 12px;
  margin-left: -6px;
  background: #fff;
  border-left: 1px solid var(--border);
  border-top: 1px solid var(--border);
  transform: rotate(45deg);
}

.has-sub:hover .submenu,
.has-sub:focus-within .submenu {
  opacity: 1;
  visibility: visible;
  transform: translate(-50%, 0);
}

.sub-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4px;
}

.sub-link {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 12px;
  border-radius: 14px;
  transition: background 0.15s;
}

.sub-link:hover {
  background: var(--gray-bg);
}

.sub-link b {
  display: block;
  font-size: 15px;
  font-weight: 600;
  letter-spacing: -0.01em;
}

.sub-link small {
  display: block;
  color: var(--gray);
  font-size: 13px;
  line-height: 1.35;
  margin-top: 2px;
}

.sub-link:hover b {
  color: var(--blue);
}

.sub-icon {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  background: var(--light-blue);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: background 0.15s;
}

.sub-icon svg {
  width: 20px;
  height: 20px;
  fill: none;
  stroke: var(--blue);
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.sub-link:hover .sub-icon {
  background: var(--blue);
}

.sub-link:hover .sub-icon svg {
  stroke: #fff;
}

.sub-foot {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 8px;
  padding: 14px 16px;
  border-radius: 14px;
  background: var(--gray-bg);
  font-size: 14px;
  color: var(--gray);
}

.sub-foot span {
  color: var(--blue);
  font-weight: 600;
  white-space: nowrap;
}

.sub-foot:hover span {
  text-decoration: underline;
}

.submenu.reading {
  width: 400px;
}

.sub-post {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 10px;
  border-radius: 14px;
  font-size: 15px;
  line-height: 1.3;
  letter-spacing: -0.01em;
}

.sub-post:hover {
  background: var(--gray-bg);
  color: var(--blue);
}

.sub-post img {
  width: 64px;
  height: 52px;
  object-fit: cover;
  border-radius: 10px;
  flex-shrink: 0;
}

.sub-post small {
  display: block;
  color: var(--gray);
  font-size: 13px;
  margin-top: 3px;
}

.nav-right {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: 20px;
}

.phone {
  display: flex;
  align-items: center;
  gap: 6px;
  color: var(--blue);
  white-space: nowrap;
}

.phone svg {
  width: 18px;
  height: 18px;
  fill: var(--blue);
}

.nav-right .btn {
  padding: 11px 26px;
}

/* aqua buttons for the main calls to action, navy everywhere else */
.nav-right .btn,
.slide-text .btn,
.cta-blue .btn {
  background: var(--aqua);
  color: var(--blue);
}

.nav-right .btn:hover,
.slide-text .btn:hover,
.cta-blue .btn:hover {
  background: var(--aqua-hover);
}

.burger {
  display: none;
  background: none;
  border: 0;
  padding: 6px;
  cursor: pointer;
}

.burger span {
  display: block;
  width: 26px;
  height: 2px;
  background: var(--text);
  margin: 6px 0;
}


/* hero slider */

.hero {
  position: relative;
  height: calc(100vh - 70px);
  min-height: 600px;
  max-height: 780px;
  background: #111;
  overflow: hidden;
}

.slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.6s, visibility 0.6s;
}

.slide.active {
  opacity: 1;
  visibility: visible;
}

.slide > img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 30%;
}

.slide::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(8, 26, 40, 0.8) 0%, rgba(8, 26, 40, 0.1) 60%),
    linear-gradient(to right, rgba(8, 26, 40, 0.45), transparent 60%);
}

.slide-content {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 32px;
  z-index: 2;
}

.slide-content .container {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 40px;
}

.slide-text {
  max-width: 510px;
  color: #fff;
}

.slide-text .btn {
  width: 100%;
  max-width: 406px;
  text-align: center;
  margin-bottom: 28px;
}

.slide-text h2 {
  font-size: 46px;
  margin-bottom: 26px;
}

.slide-text p {
  font-size: 15px;
  line-height: 1.55;
}

.slide-text .name {
  margin-top: 22px;
  font-size: 15px;
}

.slide-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  width: 580px;
  flex-shrink: 0;
}

.stat-box {
  position: relative;
  background: var(--blue);
  color: #fff;
  border-radius: 14px;
  padding: 18px 16px 16px;
}

.stat-box.white {
  background: #fff;
  color: var(--text);
}

.stat-box small {
  display: block;
  font-size: 14px;
  letter-spacing: -0.02em;
}

.stat-box strong {
  display: block;
  font-size: 31px;
  font-weight: 600;
  letter-spacing: -0.03em;
  margin-top: 4px;
}

.stat-box .tick {
  position: absolute;
  right: 18px;
  bottom: 22px;
}

.tick {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
}

.tick svg {
  width: 14px;
  height: 14px;
  stroke: var(--blue);
  stroke-width: 3;
  fill: none;
}

.tick.blue {
  background: var(--aqua);
}

.tick.blue svg {
  stroke: var(--blue);
}

.hero-arrow {
  position: absolute;
  top: 50%;
  z-index: 3;
  width: 48px;
  height: 48px;
  margin-top: -24px;
  border-radius: 50%;
  border: 0;
  background: var(--blue);
  color: #fff;
  font-size: 18px;
  cursor: pointer;
}

.hero-arrow.prev {
  left: 24px;
}

.hero-arrow.next {
  right: 24px;
}


/* trust bar */

.trust-wrap {
  padding-top: 16px;
}

.trust-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 30px;
  padding: 22px 32px;
}

.trust-bar p {
  font-size: 24px;
  letter-spacing: -0.02em;
  line-height: 1.4;
  max-width: 620px;
}

.badges {
  display: flex;
  align-items: center;
  gap: 28px;
}

.badge-bbb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  line-height: 1.3;
  color: #1a3d6b;
}

.badge-bbb b {
  background: #1a3d6b;
  color: #fff;
  font-size: 15px;
  padding: 8px 8px;
  border-radius: 4px;
}

.badge-rating {
  font-size: 13px;
  line-height: 1.2;
}

.badge-rating b {
  font-size: 24px;
  font-weight: 600;
}

.badge-rating .stars {
  color: #00b67a;
  font-size: 18px;
  letter-spacing: 1px;
}


/* intro + 3 cards */

.intro {
  max-width: 780px;
  margin: 0 auto;
  text-align: center;
  color: var(--gray);
  font-size: 18px;
  margin-top: 40px;
}

.intro p + p {
  margin-top: 22px;
}

.intro b {
  color: var(--text);
}

.intro a {
  color: var(--blue);
}

.cards-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-top: 76px;
}

.feature-card {
  background: #fff;
  border-radius: 30px;
  padding: 32px 32px 40px;
}

.icon-sq {
  width: 78px;
  height: 78px;
  border-radius: 18px;
  background: var(--light-blue);
  display: flex;
  align-items: center;
  justify-content: center;
}

.icon-sq svg {
  width: 32px;
  height: 32px;
  stroke: var(--blue);
  stroke-width: 1.8;
  fill: none;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.icon-sq.solid {
  background: var(--blue);
}

.icon-sq.solid svg {
  stroke: #fff;
}

.feature-card h3 {
  font-size: 44px;
  margin: 80px 0 36px;
}

.feature-card p {
  color: var(--gray);
  font-size: 16px;
}


/* blue cta */

.cta-blue {
  background: var(--blue);
  border-radius: 30px;
  padding: 50px 80px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  margin-top: 110px;
}

.cta-blue h2 {
  color: #fff;
  font-size: 50px;
}

.cta-blue .btn {
  padding: 15px 40px;
  white-space: nowrap;
}


/* industries */

.tabs {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 60px;
}

.tab {
  background: transparent;
  border: 1px solid var(--text);
  border-radius: 50px;
  padding: 9px 24px;
  font-family: inherit;
  font-size: 18px;
  color: var(--text);
  cursor: pointer;
}

.tab.active,
.tab:hover {
  background: var(--text);
  color: #fff;
}

.tab-panel {
  display: none;
  grid-template-columns: 1fr 368px;
  gap: 90px;
  align-items: center;
  margin-top: 60px;
}

.tab-panel.active {
  display: grid;
}

.ind-pics {
  position: relative;
  height: 400px;
}

.ind-pics .big {
  width: 72%;
  height: 325px;
  object-fit: cover;
  border-radius: 24px;
}

.ind-pics .small {
  position: absolute;
  right: 0;
  top: 60px;
  width: 30%;
  height: 182px;
  object-fit: cover;
  border-radius: 24px;
}

.ind-pics .path {
  position: absolute;
  left: 62%;
  top: 158px;
  width: 190px;
  background: var(--blue);
  color: #fff;
  border-radius: 24px;
  padding: 18px 20px 20px;
  font-size: 27px;
  line-height: 1.05;
  letter-spacing: -0.03em;
}

.ind-pics .path .tick {
  margin-top: 26px;
}

.ind-card {
  background: #fff;
  border-radius: 30px;
  padding: 36px 32px 32px;
}

.ind-card h3 {
  font-size: 32px;
}

.ind-card p {
  color: var(--gray);
  font-size: 16px;
  margin: 60px 0 38px;
}


/* results */

/* cards get moved from one end to the other in js so the row never runs out */
.slider-row {
  display: flex;
  gap: 32px;
  overflow: hidden;
  margin-top: 70px;
  touch-action: pan-y;
}

.slider-row > * {
  transform: translateX(var(--shift, 0px));
  transition: transform 0.45s ease;
}

.slider-row.no-anim > * {
  transition: none;
}

.result-card {
  flex: 0 0 calc((100% - 64px) / 3);
  background: #fff;
  border-radius: 30px;
  overflow: hidden;
}

.result-top {
  display: flex;
  justify-content: space-between;
  padding: 24px 24px 30px;
}

.result-top h3 {
  font-size: 56px;
  letter-spacing: -0.03em;
}

.result-top h3 span {
  display: block;
  font-size: 34px;
  margin-top: 4px;
}

.result-top small {
  display: block;
  color: var(--gray);
  font-size: 14px;
  margin-top: 18px;
}

.result-bottom {
  background: var(--blue);
  color: #fff;
  padding: 22px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-weight: 600;
  font-size: 16px;
  line-height: 1.6;
}

.result-bottom .btn {
  padding: 13px 40px;
}

.slider-btns {
  display: flex;
  justify-content: center;
  gap: 16px;
  margin-top: 48px;
}

.slider-btns button {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  border: 0;
  background: var(--gray-bg);
  font-size: 18px;
  cursor: pointer;
  color: var(--text);
}

.bg-gray .slider-btns button {
  background: #fff;
}

.slider-btns button:hover,
.bg-gray .slider-btns button:hover {
  background: var(--blue);
  color: #fff;
}


/* how it works */

.how-sub {
  text-align: center;
  font-size: 22px;
  margin-top: 40px;
  letter-spacing: -0.02em;
}

.step-card {
  border: 1px solid var(--border);
  border-radius: 30px;
  padding: 32px 32px 40px;
}

.step-card h3 {
  font-size: 30px;
  margin: 50px 0 22px;
}

.step-card p {
  color: var(--gray);
  font-size: 16px;
}


/* numbers */

.number-card {
  background: var(--blue);
  color: #fff;
  border-radius: 30px;
  padding: 48px 48px 50px;
}

.number-card strong {
  display: block;
  font-size: 50px;
  font-weight: 700;
  letter-spacing: -0.03em;
}

.number-card span {
  display: block;
  margin-top: 22px;
  font-size: 18px;
}


/* reviews */

.review-card {
  flex: 0 0 calc((100% - 64px) / 3);
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 30px;
  padding: 28px 24px;
  display: flex;
  flex-direction: column;
  font-size: 15px;
}

.review-card p {
  flex: 1;
  line-height: 1.5;
}

.review-card .stars {
  color: #f5a623;
  font-size: 20px;
  letter-spacing: 2px;
  margin: 40px 0 34px;
}

.reviewer {
  display: flex;
  align-items: center;
  gap: 16px;
  font-size: 15px;
}

.avatar {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 600;
  font-size: 16px;
  background: #fff4c7;
  color: #6b5100;
  flex-shrink: 0;
}

.avatar.a2 {
  background: #e3f6f4;
  color: #0f2b3f;
}

.avatar.a3 {
  background: #ffe1e6;
  color: #9b2f45;
}

.avatar.a4 {
  background: #dff5ea;
  color: #1d6b45;
}


/* manage debts */

.manage {
  display: grid;
  grid-template-columns: 1fr 1.25fr;
  gap: 60px;
  align-items: center;
}

.manage h2 {
  font-size: 64px;
  margin-bottom: 50px;
}

.benefits {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 50px 20px;
  text-align: center;
}

.benefits li {
  font-size: 18px;
  font-weight: 600;
  letter-spacing: -0.02em;
  line-height: 1.4;
}

.benefits .tick {
  margin: 0 auto 22px;
}


/* reading */

.posts {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
  margin-top: 64px;
}

.post img {
  width: 100%;
  height: 200px;
  object-fit: cover;
  border-radius: 16px;
}

.post h4 {
  font-size: 20px;
  letter-spacing: -0.02em;
  line-height: 1.4;
  margin: 22px 0 18px;
}

.post .more {
  color: var(--blue);
  text-decoration: underline;
  font-size: 18px;
}


/* faq */

.faq {
  max-width: 960px;
  margin: 50px auto 0;
}

.faq details {
  border-bottom: 1px solid var(--border);
}

.faq summary {
  list-style: none;
  cursor: pointer;
  padding: 24px 50px 24px 0;
  font-size: 18px;
  font-weight: 600;
  position: relative;
}

.faq summary::-webkit-details-marker {
  display: none;
}

.faq summary::after {
  content: "";
  position: absolute;
  right: 2px;
  top: 50%;
  margin-top: -12px;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E") center / 14px no-repeat;
  transition: transform 0.2s;
}

.faq details[open] summary::after {
  transform: rotate(180deg);
}

.faq details p {
  color: var(--gray);
  padding: 0 50px 24px 0;
}


/* footer */

.footer {
  padding: 100px 0 50px;
}

.footer-top {
  display: grid;
  grid-template-columns: 200px 1fr 1.4fr 1fr 0.8fr;
  gap: 30px;
}

.footer-mark {
  position: relative;
  width: 166px;
  height: 204px;
}

.footer-mark span {
  position: absolute;
  width: 110px;
  height: 110px;
  border-radius: 28px;
}

.footer-mark span:first-child {
  background: #5ce0d5;
  top: 0;
  left: 0;
}

.footer-mark span:last-child {
  background: var(--blue);
  bottom: 0;
  right: 0;
}

.footer h4 {
  font-size: 20px;
  letter-spacing: -0.02em;
  margin-bottom: 30px;
}

.footer li,
.footer address {
  color: var(--gray);
  font-size: 16px;
  font-style: normal;
  line-height: 1.4;
}

.footer li + li {
  margin-top: 8px;
}

.footer a:hover {
  color: var(--blue);
}

.footer .hours {
  color: var(--gray);
  font-size: 15px;
  line-height: 1.4;
  margin-top: 14px;
}

.socials {
  display: flex;
  gap: 18px;
}

.socials svg {
  width: 22px;
  height: 22px;
  fill: var(--text);
}

.copyright {
  margin-top: 60px;
  font-size: 16px;
}

.disclaimer {
  margin-top: 70px;
  font-size: 12px;
  line-height: 1.45;
  color: var(--gray);
  letter-spacing: -0.01em;
}

.disclaimer b {
  color: var(--text);
  font-weight: 600;
}


/* funnel (get-started + landing pages) */

.apply-page {
  padding: 80px 0 120px;
}

.apply-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  min-height: 520px;
}

.apply-grid h1 {
  font-size: 76px;
  letter-spacing: -0.03em;
}

.step-nums {
  display: flex;
  gap: 8px;
  margin-bottom: 64px;
}

.step-nums span {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  border: 1px solid var(--blue);
  color: var(--blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  transition: background 0.2s, color 0.2s;
}

.step-nums span.done,
.step-nums span.current {
  background: var(--blue);
  color: #fff;
}

.funnel-step {
  display: none;
}

.funnel-step.active {
  display: block;
}

.funnel-step h2 {
  font-size: 48px;
  letter-spacing: -0.03em;
  margin-bottom: 60px;
}

.options {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  margin-bottom: 64px;
}

.options button {
  background: #ebf1f3;
  border: 0;
  border-radius: 50px;
  padding: 13px 34px;
  font-family: inherit;
  font-size: 16px;
  color: var(--text);
  cursor: pointer;
  transition: background 0.15s, color 0.15s;
}

.options button:hover {
  background: #dde7eb;
}

.options button.selected {
  background: var(--blue);
  color: #fff;
}

.step-actions {
  display: flex;
  align-items: center;
  gap: 24px;
}

.back-link {
  background: none;
  border: 0;
  padding: 0;
  font-family: inherit;
  font-size: 16px;
  color: var(--gray);
  cursor: pointer;
}

.back-link:hover {
  color: var(--blue);
}

.funnel .error {
  color: #d1293d;
  font-size: 15px;
  margin: -40px 0 30px;
  display: none;
}

.funnel .error.show {
  display: block;
}

.funnel form .error {
  margin: -20px 0 24px;
}

.fields {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin: -30px 0 20px;
}

.fields .full {
  grid-column: 1 / -1;
}

.fields input {
  width: 100%;
  background: #ebf1f3;
  border: 1px solid transparent;
  border-radius: 50px;
  padding: 15px 24px;
  font-family: inherit;
  font-size: 16px;
  color: var(--text);
  outline: none;
}

.fields input:focus {
  border-color: var(--blue);
  background: #fff;
}

.fields input.invalid {
  border-color: #d1293d;
}

.agree {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 12px;
  line-height: 1.45;
  color: var(--gray);
  margin-bottom: 40px;
}

.agree input {
  margin-top: 2px;
  accent-color: var(--blue);
  flex-shrink: 0;
}

.agree a {
  color: var(--blue);
  text-decoration: underline;
}

.booking-invitation {
  margin-bottom: 24px;
  line-height: 1.6;
}

.calendly-box {
  position: relative;
  min-width: 320px;
  height: 700px;
  background: #fff;
}

.calendly-box.calendly-inline-widget iframe {
  display: block;
  width: 100%;
  height: 100%;
  border: 0;
  background: #fff;
}

.booking-link {
  margin-top: 16px;
  font-size: 15px;
}

.booking-link a {
  color: var(--blue);
  text-decoration: underline;
}

.calendly-placeholder {
  border: 1px dashed #b4c5ce;
  border-radius: 24px;
  padding: 50px 30px;
  text-align: center;
  color: var(--gray);
  font-size: 15px;
}

.calendly-placeholder b {
  display: block;
  color: var(--text);
  font-size: 20px;
  font-weight: 600;
  margin-bottom: 8px;
}

.call-us {
  margin-top: 24px;
  color: var(--gray);
  font-size: 15px;
}

.call-us a {
  color: var(--blue);
}


/* industry pages */

.ind-hero {
  padding: 80px 0 100px;
}

.ind-hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 70px;
  align-items: center;
}

.crumbs {
  font-size: 15px;
  color: var(--gray);
  margin-bottom: 26px;
}

.crumbs a:hover {
  color: var(--blue);
}

.ind-hero h1 {
  font-size: 62px;
  letter-spacing: -0.03em;
}

.hero-copy p {
  color: var(--gray);
  font-size: 17px;
  margin-top: 22px;
}

.hero-copy p:first-child {
  margin-top: 32px;
}

.hero-actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 18px 28px;
  margin-top: 40px;
}

.hero-actions .phone {
  font-size: 17px;
}

.photo-pair {
  position: relative;
  height: 600px;
}

.photo-big {
  width: 84%;
  height: 430px;
  object-fit: cover;
  border-radius: 30px;
}

.photo-small {
  position: absolute;
  right: 0;
  bottom: 0;
  width: 46%;
  height: 290px;
  object-fit: cover;
  border-radius: 30px;
  border: 8px solid #fff;
}

.photo-chip {
  position: absolute;
  left: 0;
  bottom: 38px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 16px 20px;
  box-shadow: 0 16px 34px rgba(15, 40, 60, 0.1);
}

.photo-chip small,
.photo-chip span {
  display: block;
  color: var(--gray);
  font-size: 13px;
}

.photo-chip strong {
  display: block;
  font-size: 26px;
  font-weight: 600;
  letter-spacing: -0.03em;
  color: var(--blue);
  margin: 4px 0 2px;
}

.work-with {
  border-top: 1px solid var(--border);
  padding: 26px 0;
}

.work-with .container {
  display: flex;
  align-items: center;
  gap: 30px;
}

.work-with b {
  font-weight: 600;
  white-space: nowrap;
}

.chips {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.chips li {
  border: 1px solid var(--border);
  border-radius: 50px;
  padding: 6px 16px;
  font-size: 15px;
  color: #33414c;
}

/* why they struggle: photo with the blue tags on top */
.struggle,
.trap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

.struggle.flip .struggle-photo,
.trap.flip .trap-photo {
  order: -1;
}

.struggle-photo {
  position: relative;
  min-height: 560px;
  border-radius: 30px;
  overflow: hidden;
  display: flex;
  align-items: center;
  padding: 24px;
}

.struggle-photo img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.struggle-photo::after {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(10, 30, 45, 0.3);
}

.tags {
  position: relative;
  z-index: 1;
  width: 100%;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.tag {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  background: var(--blue);
  color: #fff;
  border-radius: 24px;
  padding: 20px 20px 20px 22px;
  font-size: 17px;
  line-height: 1.3;
  min-height: 92px;
}

.tag i {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  background: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.tag svg,
.apply-trust svg {
  width: 22px;
  height: 22px;
  fill: none;
  stroke: var(--blue);
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.struggle-text h2,
.trap h2 {
  font-size: 56px;
  margin-bottom: 30px;
}

.struggle-text p,
.trap p {
  color: var(--gray);
}

.struggle-text p + p,
.trap p + p {
  margin-top: 20px;
}

.struggle-text a,
.trap a,
.resource-box p a {
  color: var(--blue);
}

.struggle-text a:hover,
.trap a:hover {
  text-decoration: underline;
}

.trap-photo {
  width: 100%;
  height: 540px;
  object-fit: cover;
  border-radius: 30px;
}

.pull-quote {
  margin: 36px 0 0;
  border-left: 4px solid var(--blue);
  padding: 4px 0 4px 24px;
  font-size: 22px;
  line-height: 1.4;
  letter-spacing: -0.02em;
}

.pull-quote cite {
  display: block;
  margin-top: 12px;
  font-size: 15px;
  font-style: normal;
  color: var(--gray);
  letter-spacing: 0;
}

/* the one section that's different on each industry page */
.feature-head {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 60px;
  align-items: end;
}

.feature-head h2 {
  font-size: 56px;
}

.feature-head p {
  color: var(--gray);
  font-size: 18px;
}

/* trucking: debits vs broker pay */
.gap-card {
  background: var(--gray-bg);
  border-radius: 30px;
  padding: 44px 40px 40px;
  margin-top: 60px;
}

.track {
  display: grid;
  grid-template-columns: 190px 1fr;
  gap: 20px;
  align-items: center;
}

.track + .track {
  margin-top: 18px;
}

.track-label b {
  display: block;
  font-weight: 600;
}

.track-label small {
  color: var(--gray);
  font-size: 14px;
}

.track-bar {
  position: relative;
  height: 64px;
  background: #fff;
  border-radius: 16px;
  display: flex;
  align-items: center;
  gap: 4px;
  padding: 0 10px;
}

.debit {
  flex: 1;
  height: 30px;
  background: var(--blue);
  border-radius: 4px;
}

.payday {
  position: absolute;
  top: 10px;
  bottom: 10px;
  display: flex;
  align-items: center;
  padding: 0 16px;
  background: var(--text);
  color: #fff;
  border-radius: 10px;
  font-size: 14px;
  white-space: nowrap;
}

.payday b {
  font-weight: 600;
  margin-left: 8px;
}

.track-axis {
  display: flex;
  justify-content: space-between;
  margin: 12px 0 0 210px;
  font-size: 13px;
  color: var(--gray);
}

.gap-note {
  margin-top: 34px;
  padding-top: 28px;
  border-top: 1px solid var(--border);
  font-size: 22px;
  letter-spacing: -0.02em;
  line-height: 1.4;
}

.gap-note b {
  color: var(--blue);
  font-weight: 600;
}

.facts {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-top: 50px;
}

.fact {
  border-top: 2px solid var(--text);
  padding-top: 20px;
}

.fact strong {
  display: block;
  font-size: 44px;
  font-weight: 600;
  letter-spacing: -0.03em;
}

.fact span {
  display: block;
  color: var(--gray);
  font-size: 16px;
  margin-top: 8px;
}

/* restaurants: week chart + receipt */
.week {
  display: grid;
  grid-template-columns: 1.55fr 1fr;
  gap: 40px;
  align-items: center;
  margin-top: 60px;
}

.chart-card {
  background: var(--gray-bg);
  border-radius: 30px;
  padding: 34px 34px 30px;
}

.chart-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px 24px;
  margin-bottom: 30px;
}

.chart-top h3 {
  font-size: 20px;
  letter-spacing: -0.02em;
}

.legend {
  display: flex;
  gap: 18px;
  font-size: 14px;
  color: var(--gray);
}

.legend span {
  display: flex;
  align-items: center;
  gap: 7px;
}

.dot {
  width: 12px;
  height: 12px;
  border-radius: 4px;
}

.dot.blue {
  background: var(--blue);
}

.dot.light {
  background: #b3f0e8;
}

.bars {
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: 14px;
}

.day {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.day .pct {
  font-size: 14px;
  font-weight: 600;
  color: var(--blue);
  margin-bottom: 8px;
}

.bar-area {
  height: 240px;
  width: 100%;
  display: flex;
  align-items: flex-end;
}

.bar {
  width: 100%;
  background: #b3f0e8;
  border-radius: 10px 10px 6px 6px;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  overflow: hidden;
}

.bar .cut {
  background: var(--blue);
}

.day b {
  font-weight: 600;
  margin-top: 12px;
}

.day small {
  color: var(--gray);
  font-size: 13px;
}

.chart-note {
  margin-top: 26px;
  font-size: 18px;
  letter-spacing: -0.01em;
}

.receipt {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 30px 28px 26px;
  font-family: 'Courier New', Courier, monospace;
  font-size: 15px;
  color: #26323b;
  box-shadow: 0 20px 40px rgba(15, 40, 60, 0.1);
  transform: rotate(-1.2deg);
}

.receipt-title {
  text-align: center;
  font-weight: 700;
  letter-spacing: 0.1em;
}

.receipt-sub {
  text-align: center;
  font-size: 13px;
  color: var(--gray);
  margin: 4px 0 18px;
  padding-bottom: 16px;
  border-bottom: 1px dashed #9aa3b5;
}

.receipt-row {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  padding: 7px 0;
}

.receipt-row.hl {
  color: var(--blue);
  font-weight: 700;
}

.receipt-row.total {
  margin-top: 10px;
  padding-top: 14px;
  border-top: 1px dashed #9aa3b5;
  font-weight: 700;
  font-size: 18px;
}

.receipt-foot {
  margin-top: 16px;
  font-size: 12px;
  color: var(--gray);
}

/* contractors + healthcare: job card / aging report and the blue "meanwhile" card */
.job {
  display: grid;
  grid-template-columns: 1.6fr 1fr;
  gap: 28px;
  margin-top: 60px;
}

.job-card,
.aging {
  border: 1px solid var(--border);
  border-radius: 30px;
  padding: 34px;
}

.job-top {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 20px;
}

.job-top small {
  display: block;
  font-size: 12px;
  letter-spacing: 0.08em;
  color: var(--gray);
  margin-bottom: 6px;
}

.job-top h3 {
  font-size: 26px;
}

.job-value {
  text-align: right;
}

.job-value b {
  font-size: 26px;
  font-weight: 600;
  letter-spacing: -0.03em;
}

.job-bar {
  display: flex;
  height: 54px;
  border-radius: 14px;
  overflow: hidden;
  margin: 30px 0 24px;
  gap: 3px;
}

.seg.paid {
  background: var(--blue);
}

.seg.waiting {
  background: #5ce0d5;
}

.seg.retainage {
  background: repeating-linear-gradient(-45deg, #a8ebe4 0 6px, #e3f6f4 6px 12px);
}

.seg.unbilled {
  background: var(--gray-bg);
}

.job-legend li {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 11px 0;
  border-bottom: 1px solid var(--border);
  font-size: 16px;
}

.job-legend i {
  width: 14px;
  height: 14px;
  border-radius: 4px;
  flex-shrink: 0;
}

.job-legend span {
  flex: 1;
  color: var(--gray);
}

.job-legend b {
  font-weight: 600;
}

.job-note {
  margin-top: 24px;
  font-size: 20px;
  letter-spacing: -0.02em;
  line-height: 1.4;
}

.job-note b {
  color: var(--blue);
  font-weight: 600;
}

.aging-rows {
  margin-top: 30px;
}

.aging-row {
  display: grid;
  grid-template-columns: 110px 1fr 90px;
  gap: 16px;
  align-items: center;
  padding: 12px 0;
  font-size: 16px;
}

.aging-row span {
  color: var(--gray);
}

.aging-row b {
  font-weight: 600;
  text-align: right;
}

.aging-track {
  height: 34px;
  background: var(--gray-bg);
  border-radius: 10px;
  overflow: hidden;
}

.aging-bar {
  height: 100%;
  background: var(--blue);
  border-radius: 10px;
}

.aging-bar.b2 {
  background: #3d7594;
}

.aging-bar.b3 {
  background: #5ce0d5;
}

.aging-bar.b4 {
  background: #e0566a;
}

/* salons: bookings calendar */
.cal-card {
  border: 1px solid var(--border);
  border-radius: 30px;
  padding: 34px;
}

.cal {
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: 6px;
  margin-top: 26px;
}

.cal-head {
  text-align: center;
  font-size: 13px;
  font-weight: 600;
  color: var(--gray);
  padding-bottom: 4px;
}

.cal-day {
  display: flex;
  flex-direction: column;
  gap: 2px;
  min-height: 84px;
  padding: 8px 9px;
  border: 1px solid var(--border);
  border-radius: 12px;
  background: rgba(92, 224, 213, calc(var(--heat, 0) * 0.55));
  font-size: 14px;
}

.cal-day .date {
  font-size: 12px;
  color: var(--gray);
}

.cal-day b {
  font-weight: 600;
}

.cal-day .short {
  display: none;
}

.cal-day.closed {
  background: repeating-linear-gradient(-45deg, #f4f7f8 0 6px, #fff 6px 12px);
  color: var(--gray);
}

.cal-day.closed b {
  font-weight: 500;
  font-size: 13px;
}

.cal-day.hit {
  border-color: #e0566a;
}

.debit-chip {
  margin-top: auto;
  align-self: flex-start;
  background: var(--blue);
  color: #fff;
  border-radius: 6px;
  padding: 1px 7px;
  font-size: 12px;
  font-weight: 600;
  font-style: normal;
}

.cal-day.hit .debit-chip,
.debit-chip.red {
  background: #e0566a;
}

.cal-legend {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 24px;
  margin-top: 22px;
  font-size: 14px;
  color: var(--gray);
}

.cal-legend span {
  display: flex;
  align-items: center;
  gap: 8px;
}

.cal-legend .swatch {
  width: 22px;
  height: 16px;
  border-radius: 4px;
  background: rgba(92, 224, 213, 0.55);
}

.meanwhile {
  background: var(--blue);
  color: #fff;
  border-radius: 30px;
  padding: 34px;
  display: flex;
  flex-direction: column;
}

.meanwhile small {
  font-size: 16px;
  opacity: 0.85;
}

.meanwhile strong {
  font-size: 96px;
  font-weight: 600;
  letter-spacing: -0.03em;
  line-height: 1;
  margin-top: 30px;
}

.meanwhile > span {
  font-size: 20px;
  margin-top: 8px;
}

.meanwhile ul {
  margin-top: auto;
  padding-top: 30px;
}

.meanwhile li {
  padding: 12px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.25);
  font-size: 16px;
}

/* signs banner */
.signs-wrap {
  padding: 110px 0 0;
}

.signs {
  position: relative;
  border-radius: 30px;
  overflow: hidden;
  background: #111;
  color: #fff;
  padding: 70px 64px;
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 50px;
  align-items: center;
}

.signs > img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.signs::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(to right, rgba(12, 38, 56, 0.92), rgba(12, 38, 56, 0.55));
}

.signs-text,
.sign-cards {
  position: relative;
  z-index: 1;
}

.signs .kicker {
  font-size: 16px;
  font-weight: 600;
  margin-bottom: 20px;
}

.signs h2 {
  font-size: 56px;
}

.signs-text p:last-child {
  font-size: 16px;
  opacity: 0.85;
  margin-top: 24px;
  max-width: 420px;
}

.sign-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.sign-card {
  background: #fff;
  color: var(--blue);
  border-radius: 20px;
  padding: 22px 24px;
  min-height: 98px;
  display: flex;
  align-items: center;
  font-size: 17px;
  line-height: 1.35;
}

/* numbered help cards */
.section-sub.narrow {
  max-width: 760px;
  margin-left: auto;
  margin-right: auto;
}

.help-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  max-width: 820px;
  margin: 60px auto 0;
}

.help-card {
  background: var(--gray-bg);
  border-radius: 30px;
  padding: 34px 34px 40px;
}

.help-card strong {
  display: block;
  font-size: 96px;
  font-weight: 600;
  line-height: 1;
  letter-spacing: -0.03em;
  color: var(--blue);
}

.help-card p {
  color: var(--gray);
  margin-top: 20px;
}

.resource-box {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  background: #d8f1ef;
  border-radius: 30px;
  padding: 40px 48px;
  margin-top: 90px;
}

.resource-box p {
  font-size: 24px;
  line-height: 1.4;
  letter-spacing: -0.02em;
  color: #40505b;
  max-width: 820px;
}

.resource-box .btn {
  white-space: nowrap;
}

/* blue apply section at the bottom */
.apply-band {
  background: var(--blue);
  padding: 100px 0 90px;
  scroll-margin-top: 70px;
}

.apply-band h2 {
  color: #fff;
  font-size: 60px;
  text-align: center;
}

.apply-sub {
  color: #fff;
  opacity: 0.85;
  text-align: center;
  font-size: 18px;
  margin-top: 18px;
}

.apply-card {
  max-width: 700px;
  margin: 50px auto 0;
}

.apply-trust {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 14px 34px;
  margin-top: 34px;
  color: #fff;
  font-size: 15px;
}

.apply-trust li {
  display: flex;
  align-items: center;
  gap: 10px;
}

.apply-trust svg {
  stroke: #fff;
  width: 20px;
  height: 20px;
}

.lp-form {
  background: #fff;
  border-radius: 30px;
  padding: 36px 36px 40px;
}

.lp-form .step-nums {
  margin-bottom: 36px;
}

.lp-form .step-nums span {
  width: 48px;
  height: 48px;
  font-size: 18px;
}

.lp-form .funnel-step h2 {
  font-size: 34px;
  margin-bottom: 34px;
}

.lp-form .options {
  gap: 10px;
  margin-bottom: 36px;
}

.lp-form .options button {
  padding: 12px 24px;
  font-size: 15px;
}

.lp-form .fields {
  margin-top: -10px;
}

.lp-form .funnel .error {
  margin: -20px 0 20px;
}

.lp-form .calendly-box {
  margin: 0 -20px;
}


/* view proof popup */

.modal {
  position: fixed;
  inset: 0;
  z-index: 200;
  background: rgba(8, 24, 36, 0.6);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.25s, visibility 0.25s;
}

.modal.open {
  opacity: 1;
  visibility: visible;
}

.modal-box {
  position: relative;
  background: #fff;
  border-radius: 30px;
  width: 100%;
  max-width: 640px;
  max-height: calc(100vh - 40px);
  overflow-y: auto;
  padding: 36px 36px 32px;
  transform: translateY(16px);
  transition: transform 0.25s;
}

.modal.open .modal-box {
  transform: none;
}

.modal-close {
  position: absolute;
  top: 20px;
  right: 20px;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  border: 0;
  background: var(--gray-bg);
  font-size: 22px;
  line-height: 1;
  cursor: pointer;
}

.modal-close:hover {
  background: var(--blue);
  color: #fff;
}

.proof-head h3 {
  font-size: 34px;
  padding-right: 50px;
}

.proof-head p {
  color: var(--gray);
  font-size: 15px;
  margin-top: 10px;
}

.proof-sum {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin: 26px 0 22px;
}

.proof-sum div {
  background: var(--gray-bg);
  border-radius: 16px;
  padding: 14px 16px;
}

.proof-sum div.blue {
  background: var(--blue);
  color: #fff;
}

.proof-sum small {
  display: block;
  font-size: 13px;
  opacity: 0.8;
}

.proof-sum strong {
  display: block;
  font-size: 24px;
  font-weight: 600;
  letter-spacing: -0.03em;
  margin-top: 2px;
}

.letter {
  position: relative;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 26px 28px;
  font-family: Georgia, 'Times New Roman', serif;
  font-size: 14px;
  line-height: 1.6;
  color: #26323b;
  background: #fcfcfd;
  overflow: hidden;
}

.letter-top {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  border-bottom: 1px solid var(--border);
  padding-bottom: 14px;
  margin-bottom: 16px;
}

.letter p + p {
  margin-top: 12px;
}

.letter small {
  font-size: 12px;
  color: var(--gray);
}

.redact {
  display: inline-block;
  vertical-align: middle;
  height: 12px;
  width: 90px;
  background: #1c1f26;
  border-radius: 2px;
}

.redact.lg {
  width: 150px;
  height: 16px;
}

.letter-sign {
  margin-top: 22px;
}

.letter-sign .redact {
  display: block;
  margin-bottom: 6px;
}

.stamp {
  position: absolute;
  right: 26px;
  bottom: 30px;
  border: 3px solid #1f9d55;
  color: #1f9d55;
  border-radius: 8px;
  padding: 4px 12px;
  font-family: 'Figtree', Arial, sans-serif;
  font-weight: 600;
  font-size: 18px;
  letter-spacing: 0.06em;
  transform: rotate(-9deg);
  opacity: 0.85;
}

.proof-foot {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  margin-top: 24px;
}

.proof-foot p {
  font-size: 12px;
  color: var(--gray);
  line-height: 1.4;
}

.proof-foot .btn {
  white-space: nowrap;
}

body.no-scroll {
  overflow: hidden;
}


/* articles */

.page-head {
  padding: 70px 0 80px;
}

.crumb {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--gray);
  font-size: 15px;
}

.crumb:hover {
  color: var(--blue);
}

.pill {
  display: inline-block;
  background: var(--light-blue);
  color: var(--blue);
  border-radius: 50px;
  padding: 6px 16px;
  font-size: 14px;
  font-weight: 600;
}

.page-head .pill {
  display: table;
  margin: 34px 0 22px;
}

.page-head h1 {
  font-size: 64px;
  letter-spacing: -0.03em;
  max-width: 900px;
}

.article-meta {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-top: 34px;
  font-size: 15px;
  color: var(--gray);
  line-height: 1.4;
}

.article-meta b {
  color: var(--text);
  font-weight: 600;
}

.article-wrap {
  padding: 0 0 110px;
}

.article-grid {
  display: grid;
  grid-template-columns: 1fr 340px;
  gap: 70px;
  align-items: start;
}

.article-img {
  width: 100%;
  height: 440px;
  object-fit: cover;
  border-radius: 30px;
  margin-top: -40px;
}

.article {
  font-size: 18px;
  line-height: 1.7;
  color: #26323b;
}

.article .lead {
  font-size: 22px;
  line-height: 1.5;
  letter-spacing: -0.015em;
  color: var(--text);
  margin: 50px 0 10px;
}

.article h2 {
  font-size: 36px;
  margin: 54px 0 20px;
  color: var(--text);
  scroll-margin-top: 100px;
}

.article p + p {
  margin-top: 20px;
}

.article ul,
.article ol {
  margin: 20px 0;
  padding-left: 0;
}

.article ul li {
  position: relative;
  padding-left: 30px;
}

.article ul li + li,
.article ol li + li {
  margin-top: 10px;
}

.article ul li::before {
  content: "";
  position: absolute;
  left: 4px;
  top: 11px;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--blue);
}

.article ol {
  list-style: none;
  counter-reset: num;
}

.article ol li {
  position: relative;
  padding-left: 44px;
  counter-increment: num;
}

.article ol li::before {
  content: counter(num);
  position: absolute;
  left: 0;
  top: 1px;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--light-blue);
  color: var(--blue);
  font-size: 15px;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: center;
}

.article b {
  color: var(--text);
  font-weight: 600;
}

.article a {
  color: var(--blue);
  text-decoration: underline;
}

.note {
  background: var(--gray-bg);
  border-left: 4px solid var(--blue);
  border-radius: 0 16px 16px 0;
  padding: 22px 26px;
  margin: 30px 0;
  font-size: 17px;
}

.inline-cta {
  background: var(--blue);
  color: #fff;
  border-radius: 30px;
  padding: 36px 40px;
  margin: 50px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
}

.inline-cta h3 {
  font-size: 30px;
}

.inline-cta p {
  font-size: 16px;
  opacity: 0.85;
  margin-top: 10px;
}

.article .inline-cta a.btn {
  text-decoration: none;
  white-space: nowrap;
}

.side {
  position: sticky;
  top: 100px;
  margin-top: 40px;
}

.side-card {
  border: 1px solid var(--border);
  border-radius: 24px;
  padding: 26px;
  background: #fff;
}

.side-card + .side-card {
  margin-top: 20px;
}

.side-card h4 {
  font-size: 20px;
  margin-bottom: 16px;
}

.side-card.blue {
  background: var(--blue);
  border-color: var(--blue);
  color: #fff;
}

.side-card.blue h4 {
  font-size: 30px;
  line-height: 1.05;
}

.side-card.blue p {
  font-size: 15px;
  opacity: 0.85;
  margin-bottom: 24px;
}

.side-card.blue .btn {
  display: block;
  text-align: center;
}

.side-phone {
  display: block;
  text-align: center;
  margin-top: 14px;
  font-size: 15px;
}

.side-phone:hover {
  text-decoration: underline;
}

.toc a {
  display: flex;
  gap: 12px;
  padding: 9px 12px;
  margin: 0 -12px;
  border-radius: 10px;
  font-size: 15px;
  line-height: 1.35;
  color: var(--gray);
  transition: background 0.15s, color 0.15s;
}

.toc a span {
  color: var(--blue);
  font-weight: 600;
  min-width: 20px;
}

.toc a:hover {
  color: var(--text);
}

.toc a.active {
  background: var(--light-blue);
  color: var(--blue);
}

.post {
  display: block;
}

.post:hover h4 {
  color: var(--blue);
}

.post .pill {
  margin-top: 22px;
  font-size: 13px;
  padding: 4px 12px;
}

.posts .side-card {
  align-self: start;
}

.post .pill + h4 {
  margin-top: 12px;
}


/* privacy + terms */

.legal-tabs {
  display: inline-flex;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 50px;
  padding: 5px;
  margin-bottom: 40px;
}

.legal-tabs a {
  padding: 9px 22px;
  border-radius: 50px;
  font-size: 15px;
  color: var(--gray);
}

.legal-tabs a:hover {
  color: var(--text);
}

.legal-tabs a.active {
  background: var(--blue);
  color: #fff;
}

.page-head .updated {
  color: var(--gray);
  margin-top: 22px;
}

.legal-wrap {
  padding: 70px 0 110px;
}

.legal-grid {
  display: grid;
  grid-template-columns: 300px 1fr;
  gap: 70px;
  align-items: start;
}

.legal-grid .side {
  margin-top: 0;
}

.legal-content {
  max-width: 780px;
  color: #26323b;
  font-size: 17px;
  line-height: 1.7;
}

.short-version {
  background: var(--gray-bg);
  border-radius: 30px;
  padding: 32px 36px;
  margin-bottom: 20px;
}

.legal-content .short-version h3 {
  font-size: 26px;
  margin: 0 0 20px;
}

.short-version ul {
  display: grid;
  gap: 14px;
}

.legal-content .short-version li {
  padding-left: 0;
}

.legal-content .short-version li::before {
  display: none;
}

.short-version li {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  font-size: 16px;
  line-height: 1.5;
}

.short-version .tick {
  width: 26px;
  height: 26px;
  flex-shrink: 0;
}

.short-version .tick svg {
  width: 12px;
  height: 12px;
}

.legal-content section {
  padding-top: 44px;
  scroll-margin-top: 80px;
}

.legal-content h2 {
  display: flex;
  align-items: baseline;
  gap: 14px;
  font-size: 32px;
  color: var(--text);
  margin-bottom: 18px;
}

.legal-content h2 span {
  color: var(--blue);
  font-size: 18px;
  font-weight: 600;
  letter-spacing: 0;
}

.legal-content h3 {
  font-size: 20px;
  letter-spacing: -0.02em;
  color: var(--text);
  margin: 26px 0 10px;
}

.legal-content p + p {
  margin-top: 14px;
}

.legal-content ul {
  margin: 14px 0;
}

.legal-content ul li {
  position: relative;
  padding-left: 26px;
}

.legal-content ul li + li {
  margin-top: 8px;
}

.legal-content ul li::before {
  content: "";
  position: absolute;
  left: 4px;
  top: 11px;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--blue);
}

.legal-content b {
  color: var(--text);
  font-weight: 600;
}

.legal-content a {
  color: var(--blue);
  text-decoration: underline;
}

.caps {
  text-transform: uppercase;
  font-size: 14px;
  letter-spacing: 0.01em;
}

.info-table {
  width: 100%;
  border-collapse: collapse;
  margin: 18px 0;
  font-size: 15px;
  line-height: 1.5;
}

.info-table th,
.info-table td {
  text-align: left;
  vertical-align: top;
  padding: 14px 16px;
  border-bottom: 1px solid var(--border);
}

.info-table th {
  background: var(--gray-bg);
  font-weight: 600;
  color: var(--text);
}

.info-table th:first-child {
  border-radius: 12px 0 0 12px;
}

.info-table th:last-child {
  border-radius: 0 12px 12px 0;
}

.contact-box {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-top: 20px;
}

.contact-box div {
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 18px 20px;
  font-size: 15px;
  line-height: 1.45;
}

.contact-box small {
  display: block;
  color: var(--gray);
  font-size: 13px;
  margin-bottom: 4px;
}


/* responsive */

@media (max-width: 1200px) {
  .menu {
    gap: 16px;
  }

  .navbar {
    padding: 0 24px;
  }

  .slide-stats {
    width: 480px;
  }

  .ind-hero h1 {
    font-size: 52px;
  }

  .struggle-text h2,
  .trap h2,
  .feature-head h2,
  .signs h2 {
    font-size: 46px;
  }

  .signs {
    padding: 56px 44px;
  }
}

@media (max-width: 1100px) {
  .burger {
    display: block;
  }

  .menu {
    display: none;
    position: absolute;
    top: 70px;
    left: 0;
    right: 0;
    background: #fff;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 10px 24px 24px;
    box-shadow: 0 14px 20px rgba(15, 40, 60, 0.08);
  }

  .menu.open {
    display: flex;
  }

  .menu > li > a {
    padding: 12px 0;
    font-size: 17px;
  }

  .menu > li > a {
    justify-content: space-between;
  }

  .has-sub:hover > a .caret {
    transform: none;
  }

  .has-sub.open > a .caret {
    transform: rotate(180deg);
  }

  .submenu,
  .submenu.reading {
    display: none;
    position: static;
    width: auto;
    opacity: 1;
    visibility: visible;
    transform: none;
    box-shadow: none;
    border: 0;
    padding: 0 0 12px;
    transition: none;
  }

  .has-sub:hover .submenu,
  .has-sub:focus-within .submenu {
    transform: none;
  }

  .has-sub.open .submenu {
    display: block;
  }

  .submenu::before {
    display: none;
  }

  .sub-grid {
    grid-template-columns: 1fr;
  }

  .sub-link {
    padding: 10px 8px;
  }

  .menu {
    max-height: calc(100vh - 70px);
    overflow-y: auto;
  }

  .nav-right {
    gap: 14px;
  }
}

@media (max-width: 992px) {
  .section {
    padding: 80px 0;
  }

  .section-title,
  .manage h2 {
    font-size: 46px;
  }

  .hero {
    height: auto;
    min-height: 0;
    max-height: none;
  }

  .slide {
    position: relative;
    display: none;
  }

  .slide.active {
    display: block;
  }

  .slide > img {
    position: absolute;
    inset: 0;
  }

  .slide-content {
    position: relative;
    bottom: auto;
    padding: 120px 0 40px;
  }

  .slide-content .container {
    flex-direction: column;
    align-items: stretch;
  }

  .slide-stats {
    width: 100%;
  }

  .hero-arrow {
    top: 60px;
  }

  .trust-bar {
    flex-direction: column;
    align-items: flex-start;
  }

  .cards-3 {
    grid-template-columns: 1fr;
    gap: 20px;
    margin-top: 50px;
  }

  .feature-card h3 {
    margin: 40px 0 20px;
    font-size: 36px;
  }

  .cta-blue {
    flex-direction: column;
    align-items: flex-start;
    padding: 40px;
  }

  .cta-blue h2 {
    font-size: 38px;
  }

  .tab-panel.active {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .result-card,
  .review-card {
    flex-basis: calc((100% - 32px) / 2);
  }

  .manage {
    grid-template-columns: 1fr;
  }

  .posts {
    grid-template-columns: 1fr 1fr;
  }

  .footer-top {
    grid-template-columns: 1fr 1fr;
  }

  .footer-mark {
    display: none;
  }

  .apply-grid {
    grid-template-columns: 1fr;
  }

  .apply-grid h1 {
    font-size: 52px;
  }

  .ind-hero-grid,
  .struggle,
  .trap,
  .feature-head,
  .week,
  .job,
  .signs {
    grid-template-columns: 1fr;
  }

  .ind-hero-grid {
    gap: 50px;
  }

  .struggle,
  .trap {
    gap: 40px;
  }

  .feature-head {
    gap: 20px;
  }

  .struggle.flip .struggle-photo,
  .trap.flip .trap-photo {
    order: 0;
  }

  .ind-hero h1 {
    font-size: 46px;
  }

  .photo-pair {
    height: 520px;
  }

  .trap-photo {
    height: 420px;
  }

  .work-with .container {
    flex-direction: column;
    align-items: flex-start;
    gap: 14px;
  }

  .receipt {
    max-width: 440px;
    width: 100%;
    margin: 0 auto;
  }

  .signs-wrap {
    padding-top: 80px;
  }

  .resource-box {
    flex-direction: column;
    align-items: flex-start;
    margin-top: 60px;
  }

  .apply-band h2 {
    font-size: 44px;
  }

  .article-grid,
  .legal-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .side {
    position: static;
  }

  .toc-card {
    display: none;
  }

  .legal-grid .side {
    order: 2;
  }

  .page-head h1 {
    font-size: 46px;
  }

  .article-img {
    height: 340px;
  }
}

@media (max-width: 768px) {
  .navbar {
    padding: 0 16px;
  }

  .nav-right .phone span,
  .nav-right .btn {
    display: none;
  }

  .slide-text h2 {
    font-size: 34px;
  }

  .stat-box strong {
    font-size: 24px;
  }

  .stat-box .tick {
    display: none;
  }

  .trust-bar p {
    font-size: 20px;
  }

  .badges {
    flex-wrap: wrap;
    gap: 20px;
  }

  .ind-pics {
    height: 300px;
  }

  .ind-pics .big {
    width: 100%;
    height: 260px;
  }

  .ind-pics .small {
    display: none;
  }

  .ind-pics .path {
    left: auto;
    right: 16px;
    top: 150px;
    width: 170px;
    font-size: 23px;
  }

  .result-card,
  .review-card {
    flex-basis: 88%;
  }

  .benefits {
    grid-template-columns: 1fr 1fr;
    gap: 36px 16px;
  }

  .posts {
    grid-template-columns: 1fr;
  }

  .footer-top {
    grid-template-columns: 1fr;
  }

  .apply-page {
    padding: 40px 0 80px;
  }

  .apply-grid {
    gap: 30px;
    min-height: 0;
  }

  .apply-grid h1 {
    display: none;
  }

  .step-nums {
    margin-bottom: 36px;
  }

  .funnel-step h2,
  .lp-form .funnel-step h2 {
    font-size: 36px;
    margin-bottom: 36px;
  }

  .options {
    gap: 12px;
    margin-bottom: 40px;
  }

  .options button {
    padding: 12px 24px;
  }

  .fields {
    grid-template-columns: 1fr;
    margin-top: -10px;
  }

  .ind-hero {
    padding: 36px 0 60px;
  }

  .ind-hero h1 {
    font-size: 38px;
  }

  .hero-actions .btn {
    width: 100%;
    text-align: center;
  }

  .photo-pair {
    height: 400px;
  }

  .photo-big {
    width: 100%;
    height: 290px;
    border-radius: 24px;
  }

  .photo-small {
    width: 52%;
    height: 170px;
    border-width: 6px;
    border-radius: 24px;
  }

  .photo-chip {
    bottom: 20px;
    padding: 12px 14px;
    max-width: 46%;
  }

  .photo-chip strong {
    font-size: 16px;
    white-space: nowrap;
  }

  .chips li {
    font-size: 14px;
    padding: 5px 13px;
  }

  .struggle-text h2,
  .trap h2,
  .feature-head h2,
  .signs h2 {
    font-size: 34px;
  }

  .struggle-photo {
    min-height: 0;
    padding: 16px;
    border-radius: 24px;
  }

  .tags {
    grid-template-columns: 1fr;
    gap: 8px;
  }

  .tag {
    min-height: 0;
    padding: 12px 12px 12px 18px;
    font-size: 15px;
    border-radius: 18px;
  }

  .tag i {
    width: 34px;
    height: 34px;
    border-radius: 10px;
  }

  .trap-photo {
    height: 280px;
    border-radius: 24px;
  }

  .pull-quote {
    font-size: 19px;
  }

  .gap-card {
    padding: 24px 18px;
    border-radius: 24px;
    margin-top: 40px;
  }

  .track {
    grid-template-columns: 1fr;
    gap: 10px;
  }

  .track + .track {
    margin-top: 24px;
  }

  .track-bar {
    height: 52px;
    gap: 2px;
    padding: 0 6px;
  }

  .debit {
    height: 24px;
    border-radius: 2px;
  }

  .payday {
    top: 6px;
    bottom: 6px;
    padding: 0 8px;
    font-size: 11px;
    line-height: 1.15;
    flex-direction: column;
    justify-content: center;
    align-items: flex-start;
  }

  .payday b {
    margin-left: 0;
  }

  .track-axis {
    margin-left: 0;
  }

  .gap-note {
    font-size: 18px;
  }

  .facts {
    grid-template-columns: 1fr;
    gap: 24px;
    margin-top: 36px;
  }

  .fact strong {
    font-size: 36px;
  }

  .week,
  .job {
    margin-top: 40px;
  }

  .chart-card {
    padding: 22px 16px;
    border-radius: 24px;
  }

  .bars {
    gap: 6px;
  }

  .bar-area {
    height: 170px;
  }

  .day .pct {
    font-size: 11px;
  }

  .day small {
    font-size: 11px;
  }

  .receipt {
    font-size: 14px;
    padding: 24px 18px 20px;
  }

  .job-card,
  .aging,
  .cal-card,
  .meanwhile {
    padding: 24px 20px;
    border-radius: 24px;
  }

  .cal-card {
    padding: 22px 12px;
  }

  .cal {
    gap: 3px;
  }

  .cal-head {
    font-size: 11px;
  }

  .cal-day {
    min-height: 58px;
    padding: 4px;
    border-radius: 8px;
    font-size: 10px;
  }

  .cal-day .date {
    font-size: 9px;
  }

  .cal-day .full {
    display: none;
  }

  .cal-day .short {
    display: inline;
  }

  .cal-day.closed b {
    font-size: 9px;
  }

  .debit-chip {
    font-size: 8.5px;
    padding: 1px 3px;
    border-radius: 4px;
  }

  .cal-legend {
    font-size: 13px;
  }

  .job-top {
    flex-direction: column;
    gap: 10px;
  }

  .job-value {
    text-align: left;
  }

  .job-legend li {
    font-size: 15px;
  }

  .aging-row {
    grid-template-columns: 1fr 80px;
    gap: 6px 10px;
  }

  .aging-track {
    grid-column: 1 / -1;
    grid-row: 2;
    height: 26px;
  }

  .meanwhile strong {
    font-size: 72px;
    margin-top: 20px;
  }

  .signs {
    padding: 40px 20px 20px;
    border-radius: 24px;
    gap: 30px;
  }

  .sign-cards {
    grid-template-columns: 1fr;
    gap: 10px;
  }

  .sign-card {
    min-height: 0;
    padding: 16px 18px;
    font-size: 16px;
    border-radius: 16px;
  }

  .help-grid {
    grid-template-columns: 1fr;
    gap: 16px;
    margin-top: 40px;
  }

  .help-card strong {
    font-size: 72px;
  }

  .resource-box {
    padding: 28px 22px;
    border-radius: 24px;
  }

  .resource-box p {
    font-size: 19px;
  }

  .apply-band {
    padding: 70px 0;
  }

  .apply-band h2 {
    font-size: 34px;
  }

  .apply-card {
    margin-top: 34px;
  }

  .apply-trust {
    flex-direction: column;
    align-items: center;
    gap: 10px;
  }

  .lp-form {
    padding: 28px 20px 30px;
  }

  .page-head {
    padding: 40px 0 60px;
  }

  .page-head h1 {
    font-size: 38px;
  }

  .page-head .pill {
    margin: 26px 0 16px;
  }

  .article {
    font-size: 17px;
  }

  .article .lead {
    font-size: 19px;
    margin-top: 36px;
  }

  .article h2 {
    font-size: 28px;
    margin-top: 44px;
  }

  .article-img {
    height: 230px;
    border-radius: 20px;
    margin-top: -30px;
  }

  .inline-cta {
    flex-direction: column;
    align-items: flex-start;
    padding: 28px;
  }

  .article-wrap,
  .legal-wrap {
    padding-bottom: 70px;
  }

  .legal-wrap {
    padding-top: 40px;
  }

  .legal-tabs {
    margin-bottom: 28px;
  }

  .legal-tabs a {
    padding: 8px 14px;
    font-size: 14px;
  }

  .legal-content {
    font-size: 16px;
  }

  .legal-content h2 {
    font-size: 26px;
  }

  .short-version {
    padding: 24px 22px;
    border-radius: 24px;
  }

  .contact-box {
    grid-template-columns: 1fr;
  }

  .info-table th,
  .info-table td {
    padding: 10px;
    font-size: 14px;
  }

  .modal {
    padding: 12px;
  }

  .modal-box {
    padding: 28px 20px 24px;
    border-radius: 24px;
    max-height: calc(100vh - 24px);
  }

  .proof-head h3 {
    font-size: 26px;
  }

  .proof-sum {
    grid-template-columns: 1fr 1fr;
  }

  .proof-sum .blue {
    grid-column: 1 / -1;
  }

  .letter {
    padding: 20px 18px;
    font-size: 13px;
  }

  .stamp {
    font-size: 14px;
    right: 14px;
    bottom: 18px;
  }

  .proof-foot {
    flex-direction: column;
    align-items: stretch;
    text-align: center;
  }
}